Georgia minimum car insurance
| Bodily injury liability | $25,000 per person / $50,000 per accident |
|---|---|
| Property damage | $25,000 per accident |
Checked on October 31, 2026. Requirements can change, so confirm current rules with the Georgia Office of Insurance and Safety Fire Commissioner. Minimum coverage is the legal floor, not a recommendation; many drivers choose higher limits.
What to check before comparing GA quotes
- Set the new policy to start the same day the old one ends to avoid a lapse.
- Compare uninsured motorist options; Georgia lets you choose how it works with your liability coverage.
- Keep proof of insurance in the vehicle or on your phone.
How to compare quotes fairly
Ask every company to quote the same liability limits, deductibles, drivers and vehicles. Then compare what is included, not only the monthly price.
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